noviembre 28, 2025
AgencyWhat Is an SR-22 Insurance Form and Who Needs One?
If you’ve been told you need an SR-22 insurance form, you may have questions about what it means and how it affects your driving privileges. At , we help drivers navigate the SR-22 process and get back on the road with confidence. What Is an SR-22 Insurance Form? An SR-22 is not actually an insurance policy, but a certificate your auto insurer […]
octubre 29, 2025
AgencySpecialty Auto Insurance
Standard auto insurance may not offer the coverage Texas drivers need to protect unique or high-value vehicles. At , we understand that specialty vehicles, such as classic cars, modified rides, and rare automobiles, require tailored insurance solutions. What Is Specialty Auto Insurance? Specialty auto insurance is designed for vehicles that fall outside the scope of […]
septiembre 29, 2025
AgencyWhat Do Auto Insurance State Minimums Mean?
law requires all drivers to prove financial responsibility in an accident. Many drivers do this by purchasing the state’s minimum required auto liability insurance. This coverage is designed to help pay for injuries or property damage you cause to others in an accident, up to the policy’s dollar limits. Do State Minimums Provide Enough Coverage? […]
agosto 20, 2025
AgencyInsurance Requirements for a Driver With a Suspended License
Even if you are not legally allowed to drive, you may still need to carry auto insurance. This requirement often depends on the reason for the suspension and the regulations in your state. For example, if your license was suspended due to a DUI, reckless driving or failure to maintain insurance, you may be required […]
mayo 29, 2025
AgencyWhy Am I Having Trouble Getting My Car Insured?
Getting car insurance should be a straightforward process, but it can become a frustrating experience for many drivers. Several factors might be at play if you’re struggling to get your vehicle insured. Insurers assess risk based on a variety of criteria, and your car’s model, year and safety features can significantly influence their decision. Vehicle […]
abril 29, 2025
AgencySR-22 Insurance – What Is It?
SR-22 insurance is not a type of insurance but rather a certificate proving you have the minimum liability coverage required by your state. This certificate is often required for drivers who have been involved in certain traffic violations, such as driving under the influence, reckless driving or driving without insurance. The requirement for an SR-22 […]
diciembre 17, 2024
AgencyWhat to Do if a Family Member on the Same Policy Hits Your Car
Accidents happen, even within families. If a family member hits your vehicle and you’re both covered under the same policy, it’s important to know how to handle the situation to minimize stress and ensure a smooth claims process. Here’s what you need to do: Assess the Damage and Ensure Safety – First, check for any […]
noviembre 26, 2024
AgencyDoes Auto Insurance Cover Stolen Cars?
Auto theft is a distressing experience that can leave you feeling vulnerable and uncertain about what to do next. Recovering from the theft of your vehicle can be easier if you have appropriate auto insurance coverage. Comprehensive Auto Insurance Coverage Comprehensive auto insurance can help cover damage and losses not resulting from a collision. If […]
septiembre 26, 2024
AgencyWhat Do Insurers Look at When Preparing a Car Insurance Quote?
When you request a car insurance quote, insurers evaluate several key factors to determine your premium. Your agent can help you understand how information about you, your driving record, your vehicle and your coverage may impact your car insurance premiums. Insurers may evaluate the following when setting auto insurance prices: Traffic violations—Speeding tickets and other […]
agosto 29, 2024
AgencyWhen and How to File an Auto Insurance Claim
Car accidents and other incidents involving your vehicle can be stressful and overwhelming, but knowing how and when to file an auto insurance claim can make the process smoother and less intimidating. After an Accident If you’re involved in an accident, regardless of who is at fault, it’s generally a good idea to file a […]