July 8, 2025
AgencyHow Traffic Violations Impact Your Auto Insurance Rates and How To Recover
Your driving record can significantly affect your auto insurance premiums. While many factors influence your rate, including your driving history, vehicle type, age and location, traffic violations are among the most impactful. The Link Between Violations and Risk Insurance companies assess risk based on your likelihood of filing a claim. A clean driving record suggests […]
June 26, 2025
AgencyHow Your Driving Habits Affect Your Insurance Rates
Your driving record isn’t the only thing insurers look at when calculating your auto premium. The way you drive—how far, how often and how carefully—can also influence what you pay. Whether you’re behind the wheel every day in traffic or just making the occasional weekend trip, your habits can impact your rate more than you […]
May 29, 2025
AgencyWhy Am I Having Trouble Getting My Car Insured?
Getting car insurance should be a straightforward process, but it can become a frustrating experience for many drivers. Several factors might be at play if you’re struggling to get your vehicle insured. Insurers assess risk based on a variety of criteria, and your car’s model, year and safety features can significantly influence their decision. Vehicle […]
April 29, 2025
AgencySR-22 Insurance – What Is It?
SR-22 insurance is not a type of insurance but rather a certificate proving you have the minimum liability coverage required by your state. This certificate is often required for drivers who have been involved in certain traffic violations, such as driving under the influence, reckless driving or driving without insurance. The requirement for an SR-22 […]
March 27, 2025
AgencyHow to Ensure You Get Appropriate Auto Insurance Coverage
How Can I Ensure I’m Getting Appropriate Auto Insurance Coverage at the Best Price? The first step in securing proper auto insurance coverage is assessing your needs. Consider factors such as your driving habits, the value of your vehicle and your financial situation. If you have a newer or more expensive car, consider opting for […]
February 26, 2025
AgencyWhat is State Minimum Auto Coverage, and Why Get More?
When purchasing auto insurance in , drivers typically must carry at least the state’s minimum required coverage to prove financial responsibility. The law sets the state minimum auto coverage to ensure that all drivers have some level of financial protection in the event of an accident. However, while meeting these requirements keeps you legally compliant, […]
January 31, 2025
AgencyHow to Save Money on Your Auto Insurance
Auto insurance is a necessary expense for every driver, but you can use several strategies to save money on your auto insurance without compromising coverage. Maintain a Clean Driving Record Insurers use your driving record to help set your auto insurance rates. Insurance companies view drivers with clean records as lower risk, which can result […]
December 17, 2024
AgencyWhat to Do if a Family Member on the Same Policy Hits Your Car
Accidents happen, even within families. If a family member hits your vehicle and you’re both covered under the same policy, it’s important to know how to handle the situation to minimize stress and ensure a smooth claims process. Here’s what you need to do: Assess the Damage and Ensure Safety – First, check for any […]
November 26, 2024
AgencyDoes Auto Insurance Cover Stolen Cars?
Auto theft is a distressing experience that can leave you feeling vulnerable and uncertain about what to do next. Recovering from the theft of your vehicle can be easier if you have appropriate auto insurance coverage. Comprehensive Auto Insurance Coverage Comprehensive auto insurance can help cover damage and losses not resulting from a collision. If […]
October 28, 2024
csadminCellphones and Cars – Necessity or Distraction?
Operating a motor vehicle while distracted can quickly lead to tragic loss of life, severe injuries, significant property damage and expensive financial consequences. Given the level of distraction that may come with using cellphones and cars, you must always avoid doing so when you’re behind the wheel. However, in the modern world, cellphones have become […]