May 29, 2025
AgencyWhy Am I Having Trouble Getting My Car Insured?
Getting car insurance should be a straightforward process, but it can become a frustrating experience for many drivers. Several factors might be at play if you’re struggling to get your vehicle insured. Insurers assess risk based on a variety of criteria, and your car’s model, year and safety features can significantly influence their decision. Vehicle […]
April 29, 2025
AgencySR-22 Insurance – What Is It?
SR-22 insurance is not a type of insurance but rather a certificate proving you have the minimum liability coverage required by your state. This certificate is often required for drivers who have been involved in certain traffic violations, such as driving under the influence, reckless driving or driving without insurance. The requirement for an SR-22 […]
March 27, 2025
AgencyHow to Ensure You Get Appropriate Auto Insurance Coverage
How Can I Ensure I’m Getting Appropriate Auto Insurance Coverage at the Best Price? The first step in securing proper auto insurance coverage is assessing your needs. Consider factors such as your driving habits, the value of your vehicle and your financial situation. If you have a newer or more expensive car, consider opting for […]
February 26, 2025
AgencyWhat is State Minimum Auto Coverage, and Why Get More?
When purchasing auto insurance in , drivers typically must carry at least the state’s minimum required coverage to prove financial responsibility. The law sets the state minimum auto coverage to ensure that all drivers have some level of financial protection in the event of an accident. However, while meeting these requirements keeps you legally compliant, […]
January 31, 2025
AgencyHow to Save Money on Your Auto Insurance
Auto insurance is a necessary expense for every driver, but you can use several strategies to save money on your auto insurance without compromising coverage. Maintain a Clean Driving Record Insurers use your driving record to help set your auto insurance rates. Insurance companies view drivers with clean records as lower risk, which can result […]
December 17, 2024
AgencyWhat to Do if a Family Member on the Same Policy Hits Your Car
Accidents happen, even within families. If a family member hits your vehicle and you’re both covered under the same policy, it’s important to know how to handle the situation to minimize stress and ensure a smooth claims process. Here’s what you need to do: Assess the Damage and Ensure Safety – First, check for any […]
November 26, 2024
AgencyDoes Auto Insurance Cover Stolen Cars?
Auto theft is a distressing experience that can leave you feeling vulnerable and uncertain about what to do next. Recovering from the theft of your vehicle can be easier if you have appropriate auto insurance coverage. Comprehensive Auto Insurance Coverage Comprehensive auto insurance can help cover damage and losses not resulting from a collision. If […]
October 28, 2024
csadminCellphones and Cars – Necessity or Distraction?
Operating a motor vehicle while distracted can quickly lead to tragic loss of life, severe injuries, significant property damage and expensive financial consequences. Given the level of distraction that may come with using cellphones and cars, you must always avoid doing so when you’re behind the wheel. However, in the modern world, cellphones have become […]
September 26, 2024
AgencyWhat Do Insurers Look at When Preparing a Car Insurance Quote?
When you request a car insurance quote, insurers evaluate several key factors to determine your premium. Your agent can help you understand how information about you, your driving record, your vehicle and your coverage may impact your car insurance premiums. Insurers may evaluate the following when setting auto insurance prices: Traffic violations—Speeding tickets and other […]
August 29, 2024
AgencyWhen and How to File an Auto Insurance Claim
Car accidents and other incidents involving your vehicle can be stressful and overwhelming, but knowing how and when to file an auto insurance claim can make the process smoother and less intimidating. After an Accident If you’re involved in an accident, regardless of who is at fault, it’s generally a good idea to file a […]