March 27, 2025
AgencyHow to Ensure You Get Appropriate Auto Insurance Coverage
How Can I Ensure I’m Getting Appropriate Auto Insurance Coverage at the Best Price? The first step in securing proper auto insurance coverage is assessing your needs. Consider factors such as your driving habits, the value of your vehicle and your financial situation. If you have a newer or more expensive car, consider opting for […]
February 26, 2025
AgencyWhat is State Minimum Auto Coverage, and Why Get More?
When purchasing auto insurance in , drivers typically must carry at least the state’s minimum required coverage to prove financial responsibility. The law sets the state minimum auto coverage to ensure that all drivers have some level of financial protection in the event of an accident. However, while meeting these requirements keeps you legally compliant, […]
December 17, 2024
AgencyWhat to Do if a Family Member on the Same Policy Hits Your Car
Accidents happen, even within families. If a family member hits your vehicle and you’re both covered under the same policy, it’s important to know how to handle the situation to minimize stress and ensure a smooth claims process. Here’s what you need to do: Assess the Damage and Ensure Safety – First, check for any […]
October 28, 2024
csadminCellphones and Cars – Necessity or Distraction?
Operating a motor vehicle while distracted can quickly lead to tragic loss of life, severe injuries, significant property damage and expensive financial consequences. Given the level of distraction that may come with using cellphones and cars, you must always avoid doing so when you’re behind the wheel. However, in the modern world, cellphones have become […]
September 26, 2024
AgencyWhat Do Insurers Look at When Preparing a Car Insurance Quote?
When you request a car insurance quote, insurers evaluate several key factors to determine your premium. Your agent can help you understand how information about you, your driving record, your vehicle and your coverage may impact your car insurance premiums. Insurers may evaluate the following when setting auto insurance prices: Traffic violations—Speeding tickets and other […]
August 29, 2024
AgencyWhen and How to File an Auto Insurance Claim
Car accidents and other incidents involving your vehicle can be stressful and overwhelming, but knowing how and when to file an auto insurance claim can make the process smoother and less intimidating. After an Accident If you’re involved in an accident, regardless of who is at fault, it’s generally a good idea to file a […]
July 30, 2024
AgencyTips to Help Increase Your Electric Car Battery Range
Owning an electric vehicle (EV) can be an excellent way to help your wallet and the environment. However, one common criticism of EVs is that their range can be limited compared to traditional gas-powered cars. Thankfully, there may be some methods for increasing your EV’s range, such as those below. Be Wise About Climate Controls […]
January 19, 2024
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]