SR-22
SR-22 insurance coverage is not actually a type of insurance policy, but rather a certificate that demonstrates proof of financial responsibility. It’s often required for individuals who have been involved in serious traffic violations, such as driving under the influence (DUI) or driving without insurance.
An SR-22 certificate is filed by your insurance company with the state’s Department of Motor Vehicles (DMV) to verify that you have the minimum liability coverage required by law. This certificate serves as proof that you are financially responsible for any accidents or damages you may cause while driving.
What Does SR-22 cover?
SR-22 insurance covers the same types of incidents as regular auto insurance, typically including:
- Liability Coverage
- Uninsured/Underinsured Motorist Coverage
- Medical Payments Coverage
SR-22 insurance is usually required for individuals who have had their driver’s license suspended or revoked due to serious traffic violations. This may include DUI convictions, multiple traffic offenses, or driving without insurance. Additionally, individuals who have been involved in accidents while uninsured may also be required to obtain SR-22 insurance.
SR-22 insurance is necessary for individuals who need to demonstrate financial responsibility to the state’s DMV in order to reinstate their driver’s license and legally operate a vehicle again.
How Do I Get SR-22 Insurance?
Contact Cinco Seguros for more information about how to file SR-22 or to get a quote for high-risk insurance.